
Fine grained authorization for fintech
Centralized authorization that keeps you secure, audit-ready, and safe as AI enters production.
Security
Engineering
Compliance
Reduce hidden access risk
Remove fragmented, in-code authorization that creates blind spots and over-privileged access.
Control authorization logic
Define, approve, and update authorization policies in one place for users, services, and AI agents.
Know your AI blast radius
What can this AI agent access right now? Get a clear answer in seconds during incidents or regulatory deadlines.
“In fintech, you’ve got to track and enforce who can access data and when. If you don’t do this correctly, you potentially open up unauthorized access.”

Edgar Rivera, CTO
Control access for every identity, at any scale
Enforce the same authorization logic consistently across apps, APIs, services, non human identities, and AI workflows.




Authorization that adapts in minutes. See how 4G Capital does it with Cerbos
Few days to production
Policy updates in minutes
“It was very important to have full governance around access control. If you want to scale, if you want to go to other countries, Cerbos let’s you nail these things very fast.”


Edgar Rivera
CTO Revolut, ex. 4G Capital
How Cerbos works
Identity systems establish who someone is. Cerbos controls what they are allowed to do, at the moment decisions are enforced, across apps, services, AI agents and data
Authorization software that scales with your fintech product
ABAC
RBAC
ReBAC
PBAC
Runtime
Event-time
Admin-time
Audit-time
Legacy systems
Cloud
Self-hosted
On-premise
Air-gapped
When authorization breaks in financial systems
$4.88M
Average data breach cost.
— IBM 2024 report.
258 days
Average time to identify and contain a breach.
— IBM 2024 report.
24%
Stolen credentials are the top initial breach access method.
— Verizon DBIR 2024.
Klarna had 90K accounts exposed
— 2025, Business Insider
Robinhood had 7M records leaked
— 2021, TechCrunch
400GB of data stolen from Finastra
— 2024, KrebsOnSecurity
No one is protected
Authorization can’t be an afterthought
Close security blind spots
Every transfer, approval, and data request depends on authorization logic. With Cerbos, authorization is policy-driven and auditable.
Stop uncontrolled money movement
Over-permissive roles or missing real-time checks allow unauthorized transfers. With Cerbos, every payment and approval is evaluated against policy at runtime.
Limit data access
AI agents, APIs, and backend services inherit broader access than required. PBAC enforces least privilege for customer and transaction data.
Accelerate compliance response
Cerbos enforces AML and KYC requirements through versioned access policies, enabling faster updates and clearer audit trails.
How Utility Warehouse gained confidence in their authorization with Cerbos.
4,500 services
Millions of decisions
Months of dev time saved
“It's weird to say an outside company has our back, but Cerbos does. It's the people. It's their open-source code: it's high quality, you can read it, it does what it says on the tin.”


Rob Crowe
Principal Engineer, Utility Warehouse
Learn how to design authorization for fintech

Article
10 fintech security tools to build a compliant and resilient security stack

Guide
Fintech security architectures: where they break and why

Article
AI is turning weak permission management into systemic banking risk

Article
Mapping business requirements to authorization policy for fintech

Webinar
Mastering authorization in Fintech

Guide
Designing an authorization model for an enterprise

Article
How Cerbos helped Nook build secure and extensible roles and permissions

Ebook
Building a scalable authorization system: a step-by-step blueprint

Ebook
How to adopt externalized authorization
Cerbos brings consistent authorization to your financial stack
Ensure every payment, account action, and AI-initiated operation is governed by fine grained, contextual authorization.






